The last couple of days in the media have seen the usual retrospective look back at the year just gone and the forecasting of predictions of the year to come.  Neither have made particularly pleasurable analysis.  2009 was the year that Ireland got its just desserts for the follies of the government, banks and property developers (and it has to be said, the general population who were also caught up in the credit party).  2010 is going to be more of the same, with the situation getting worse before it gets better.  (more…)